Principium Investments is a fee only wealth management and financial planning firm headquartered in Boulder, Colorado.
We offer personalized financial strategies that align our clients’ financial goals with their values and principles.
How We Work
FEE ONLY
As an SEC Registered Investment Advisor, we uphold the fiduciary standard to act in our clients' best interests. Our independent, unbiased financial advice is secured by the way we earn money. Our only source of reveneue comes from fees we charge our clients as a small percentage of invested assets. We do not receive commissions from recommending products, which could compromise our objectivity. Our financial incentives are fully aligned with our clients.
NO MINIMUMS
We welcome clients with modest savings, as well as those with millions in the market. While most wealth management firms require new clients to have a sizeable minimum investment amount, we believe in providing high quality financial advice to people at various stages of wealth creation. We pride ourselves on helping young professionals, working parents and retiring individuals achieve their financial goals. We welcome company retirement plans of every size.
PERSONALIZED APPROACH
We get to know you, understand your goals, and show you the path to achieve them. Our investment strategies are tailored to each client's financial objectives, time horizon, risk tolerance, tax situation and cash flow needs. We can also work with clients to build specialized portfolios that match your values. As a small firm, we focus on personal relationships and outstanding service. We are here to advise you in times of stress and crisis as well as celebration.
What We Do
ASSET MANAGEMENT
We provide portfolio management services to individuals and organizations, delivering optimized market-based financial and societal returns using mutual funds, ETFs and stocks. Our proprietary investment framework is designed to meet the demands of any market environment and has been used to manage resilient portfolios for more than three decades.
Financial Planning
Led by a Certified Financial Planner, our team helps clients plan for all stages of life. Using advanced planning software, we model financial scenarios to help you make informed decisions. We have extensive experience navigating our clients though the unexpected, including divorce and illness. We also provide philanthropic and impact investing advisory services.
ESTATE PLANNING
We provide a wide range of services to support the planning and implementation of multi-generational wealth strategies including estate planning, tax efficient wealth transfer planning, estate and trust administration and charitable giving. We work with our clients and their attorneys to craft thoughtful estate plans informed by our wealth transfer financial models.
Who We Are
ACTIVE MONEY MANAGERS
We proactivey adjust portolio asset allocations to capitalize on market upturns while protecting assets during market downturns. Our dynamic investment approach is the opposite of "set it and forget it". Our portfolio manager has been a strong steward of client assets for over 30 years through the market boom of the 1990s, the market bust of 2000, the post-911 downturn, and the great recession of 2007-2009.
HELPFUL PROFESSIONALS
Our experienced team was curated with soulful professionalism in mind. We have knowledge across multiple industries, public and private sectors, social enterprises and non-profits. Our collective backgrounds allow for vast relatability to our clients. We empathize with financial pressures in diverse circumstances and seek to continually improve the positive impact of our work through thoughtful service to our clients.
GLOBAL CITIZENS
We seek to live into the motto of "give before you get" by dedicating our time toward causes such as climate change, human rights, economic development, public health, youth empowerment and animal wealfare. We commit a portion of profits from Principium Investments to our non-profit arm, the Global Brain Foundation, which implements creative projects in support of the United Nations Sustaiable Development Goals.
DISCLAIMER: Principium Investments is a registered investment adviser. Information presented is for educatonal purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser, tax professional, or attorney before implementing any strategy or recommendation discussed herein.